/* ===== Finboric — shared styles ===== */
:root {
  --navy: #0b2545;
  --navy-2: #13315c;
  --teal: #0f8b8d;
  --teal-dark: #0a6668;
  --gold: #e0a526;
  --ink: #1b2430;
  --muted: #5b6676;
  --line: #e3e8ef;
  --bg: #ffffff;
  --bg-soft: #f5f7fa;
  --radius: 10px;
  --shadow: 0 8px 28px rgba(11, 37, 69, 0.10);
  --maxw: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--teal-dark); text-decoration: none; }
a:hover { text-decoration: underline; }
h1, h2, h3, h4 {
  font-family: "Source Serif 4", Georgia, "Times New Roman", serif;
  color: var(--navy);
  line-height: 1.2;
  margin: 0 0 .6em;
}
h1 { font-size: clamp(2.2rem, 4.5vw, 3.4rem); letter-spacing: -0.01em; }
h2 { font-size: clamp(1.7rem, 3vw, 2.3rem); }
h3 { font-size: 1.25rem; }
p { margin: 0 0 1em; }

.container { max-width: var(--maxw); margin: 0 auto; padding: 0 24px; }
.section { padding: 84px 0; }
.section.soft { background: var(--bg-soft); }
.section-head { max-width: 680px; margin-bottom: 44px; }
.eyebrow {
  display: inline-block;
  font-size: .78rem; font-weight: 700; letter-spacing: .12em;
  text-transform: uppercase; color: var(--teal); margin-bottom: 12px;
}
.lead { font-size: 1.15rem; color: var(--muted); }

/* ===== Buttons ===== */
.btn {
  display: inline-block; padding: 13px 26px; border-radius: 8px;
  font-weight: 600; font-size: .98rem; border: 2px solid transparent;
  cursor: pointer; transition: all .18s ease; text-decoration: none !important;
  font-family: inherit;
}
.btn-primary { background: var(--teal); color: #fff; }
.btn-primary:hover { background: var(--teal-dark); }
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { filter: brightness(.95); }
.btn-ghost { border-color: rgba(255,255,255,.6); color: #fff; }
.btn-ghost:hover { background: rgba(255,255,255,.12); }
.btn-outline { border-color: var(--navy); color: var(--navy); }
.btn-outline:hover { background: var(--navy); color: #fff; }

/* ===== Top bar & header ===== */
.topbar { background: var(--navy); color: #cdd8e6; font-size: .85rem; }
.topbar .container { display: flex; justify-content: space-between; padding-top: 8px; padding-bottom: 8px; gap: 16px; flex-wrap: wrap; }
.topbar a { color: #fff; }

.site-header {
  position: sticky; top: 0; z-index: 50; background: #fff;
  border-bottom: 1px solid var(--line);
}
.nav { display: flex; align-items: center; justify-content: space-between; height: 72px; }
.logo { display: flex; align-items: center; gap: 10px; font-family: "Source Serif 4", Georgia, serif; font-weight: 700; font-size: 1.35rem; color: var(--navy); text-decoration: none !important; }
.logo-mark { width: 34px; height: 34px; border-radius: 8px; background: linear-gradient(135deg, var(--teal), var(--navy-2)); display: grid; place-items: center; color: #fff; font-size: 1.05rem; }
.nav-links { display: flex; align-items: center; gap: 30px; list-style: none; margin: 0; padding: 0; }
.nav-links a { color: var(--ink); font-weight: 500; font-size: .96rem; }
.nav-links a:hover, .nav-links a.active { color: var(--teal-dark); text-decoration: none; }
.nav-links a.active { border-bottom: 2px solid var(--teal); padding-bottom: 4px; }
.menu-toggle { display: none; background: none; border: 0; font-size: 1.7rem; color: var(--navy); cursor: pointer; }

/* ===== Hero ===== */
.hero {
  background:
    radial-gradient(900px 400px at 85% -10%, rgba(15,139,141,.45), transparent 60%),
    linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%);
  color: #fff; padding: 96px 0 84px;
}
.hero h1 { color: #fff; max-width: 760px; }
.hero p.lead { color: #cdd8e6; max-width: 620px; font-size: 1.2rem; }
.hero .actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 30px; }
.hero-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-top: 64px; padding-top: 34px; border-top: 1px solid rgba(255,255,255,.18); }
.hero-stats strong { display: block; font-family: "Source Serif 4", Georgia, serif; font-size: 2.2rem; color: var(--gold); }
.hero-stats span { color: #cdd8e6; font-size: .92rem; }

.page-hero { background: var(--navy); color: #fff; padding: 64px 0; }
.page-hero h1 { color: #fff; margin-bottom: .3em; }
.page-hero p { color: #cdd8e6; max-width: 640px; margin: 0; font-size: 1.1rem; }
.crumbs { font-size: .85rem; color: #9db0c9; margin-bottom: 14px; }
.crumbs a { color: #cdd8e6; }

/* ===== Cards & grids ===== */
.grid { display: grid; gap: 26px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 28px; transition: transform .2s ease, box-shadow .2s ease;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.card .icon {
  width: 48px; height: 48px; border-radius: 10px; background: #e6f4f4; color: var(--teal-dark);
  display: grid; place-items: center; font-size: 1.4rem; margin-bottom: 18px;
}
.card p { color: var(--muted); margin-bottom: 14px; font-size: .97rem; }
.link-arrow { font-weight: 600; }
.link-arrow::after { content: " →"; }

/* ===== Article cards ===== */
.post-card { padding: 0; overflow: hidden; display: flex; flex-direction: column; }
.post-thumb { height: 170px; display: grid; place-items: center; color: #fff; font-size: 2.6rem; }
.t1 { background: linear-gradient(135deg, #0b2545, #13315c); }
.t2 { background: linear-gradient(135deg, #0f8b8d, #0a6668); }
.t3 { background: linear-gradient(135deg, #7a5c0f, #e0a526); }
.t4 { background: linear-gradient(135deg, #3b2a6b, #5b3fa8); }
.t5 { background: linear-gradient(135deg, #1b4332, #2d6a4f); }
.t6 { background: linear-gradient(135deg, #7b2d26, #c0504d); }
.post-body { padding: 24px; display: flex; flex-direction: column; flex: 1; }
.post-meta { font-size: .8rem; color: var(--muted); margin-bottom: 10px; display: flex; gap: 12px; flex-wrap: wrap; }
.tag { background: #e6f4f4; color: var(--teal-dark); padding: 2px 10px; border-radius: 999px; font-weight: 600; font-size: .75rem; }
.post-body h3 a { color: var(--navy); }
.post-body p { color: var(--muted); font-size: .95rem; flex: 1; }

/* ===== Filters ===== */
.filters { display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 34px; align-items: center; }
.chip {
  border: 1px solid var(--line); background: #fff; padding: 8px 18px; border-radius: 999px;
  font-size: .9rem; font-weight: 500; cursor: pointer; font-family: inherit; color: var(--ink);
}
.chip:hover { border-color: var(--teal); }
.chip.active { background: var(--navy); color: #fff; border-color: var(--navy); }
.search {
  margin-left: auto; padding: 9px 16px; border: 1px solid var(--line); border-radius: 8px;
  font-family: inherit; font-size: .92rem; min-width: 220px;
}

/* ===== Split / feature ===== */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.panel {
  background: linear-gradient(135deg, var(--navy), var(--navy-2)); border-radius: 14px;
  color: #fff; padding: 40px; min-height: 340px; display: flex; flex-direction: column; justify-content: center;
}
.panel h3 { color: #fff; font-size: 1.5rem; }
.panel ul { padding-left: 1.1em; margin: 0; color: #cdd8e6; }
.panel li { margin-bottom: 10px; }
.checks { list-style: none; padding: 0; margin: 0 0 24px; }
.checks li { padding-left: 30px; position: relative; margin-bottom: 12px; }
.checks li::before { content: "✓"; position: absolute; left: 0; top: 0; color: #fff; background: var(--teal); width: 20px; height: 20px; border-radius: 50%; font-size: .72rem; display: grid; place-items: center; margin-top: 4px; }

/* ===== Steps ===== */
.step-num { font-family: "Source Serif 4", Georgia, serif; font-size: 2.4rem; color: var(--gold); font-weight: 700; line-height: 1; margin-bottom: 10px; }

/* ===== Testimonials ===== */
.quote { font-family: "Source Serif 4", Georgia, serif; font-size: 1.1rem; color: var(--navy); }
.quote-by { font-size: .88rem; color: var(--muted); margin-top: 14px; }

/* ===== CTA band ===== */
.cta-band { background: linear-gradient(135deg, var(--teal-dark), var(--navy-2)); color: #fff; padding: 64px 0; text-align: center; }
.cta-band h2 { color: #fff; }
.cta-band p { color: #d7e6ee; max-width: 560px; margin: 0 auto 26px; }

/* ===== Team ===== */
.avatar { width: 84px; height: 84px; border-radius: 50%; background: linear-gradient(135deg, var(--teal), var(--navy-2)); color: #fff; display: grid; place-items: center; font-family: "Source Serif 4", Georgia, serif; font-size: 1.7rem; margin-bottom: 16px; }
.role { color: var(--teal-dark); font-weight: 600; font-size: .9rem; margin-bottom: 8px; }

/* ===== Forms ===== */
.form { display: grid; gap: 18px; }
.form .row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
label { font-weight: 600; font-size: .9rem; display: block; margin-bottom: 6px; color: var(--navy); }
input, select, textarea {
  width: 100%; padding: 12px 14px; border: 1px solid #cfd7e2; border-radius: 8px;
  font-family: inherit; font-size: 1rem; background: #fff; color: var(--ink);
}
input:focus, select:focus, textarea:focus { outline: 2px solid rgba(15,139,141,.35); border-color: var(--teal); }
textarea { min-height: 150px; resize: vertical; }
.form-note { font-size: .85rem; color: var(--muted); }
.form-success { display: none; background: #e6f6ec; border: 1px solid #b6e2c5; color: #17603a; padding: 14px 18px; border-radius: 8px; }
.contact-info .item { display: flex; gap: 14px; margin-bottom: 22px; }
.contact-info .ico { width: 44px; height: 44px; flex: none; border-radius: 10px; background: #e6f4f4; display: grid; place-items: center; font-size: 1.2rem; }
.contact-info h4 { margin: 0 0 2px; font-size: 1rem; }
.contact-info p { margin: 0; color: var(--muted); }

/* ===== Article page ===== */
.article-wrap { display: grid; grid-template-columns: minmax(0, 1fr) 300px; gap: 56px; padding: 56px 0 84px; }
.article h2 { margin-top: 1.6em; font-size: 1.6rem; }
.article p, .article li { font-size: 1.06rem; }
.article blockquote { border-left: 4px solid var(--teal); background: var(--bg-soft); margin: 1.6em 0; padding: 18px 24px; font-family: "Source Serif 4", Georgia, serif; font-size: 1.15rem; color: var(--navy); border-radius: 0 8px 8px 0; }
.article table { width: 100%; border-collapse: collapse; margin: 1.4em 0; font-size: .96rem; }
.article th, .article td { border: 1px solid var(--line); padding: 11px 14px; text-align: left; }
.article th { background: var(--navy); color: #fff; }
.article tr:nth-child(even) td { background: var(--bg-soft); }
.callout { background: #fff8e6; border: 1px solid #f1dca0; border-radius: 8px; padding: 18px 22px; margin: 1.6em 0; }
.byline { display: flex; align-items: center; gap: 14px; margin: 24px 0 34px; padding-bottom: 24px; border-bottom: 1px solid var(--line); }
.byline .avatar { width: 48px; height: 48px; font-size: 1.1rem; margin: 0; }
.byline small { color: var(--muted); display: block; }
.sidebar .box { border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; margin-bottom: 24px; position: relative; }
.sidebar ul { padding-left: 1.1em; margin: 0; }
.sidebar li { margin-bottom: 8px; font-size: .94rem; }
.toc a { color: var(--ink); }

/* ===== Footer ===== */
.site-footer { background: #081a33; color: #b9c6d8; padding: 64px 0 0; }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.2fr; gap: 40px; }
.site-footer h4 { color: #fff; font-family: "Inter", sans-serif; font-size: .95rem; margin-bottom: 14px; letter-spacing: .04em; }
.site-footer a { color: #b9c6d8; }
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin-bottom: 9px; font-size: .94rem; }
.site-footer .logo { color: #fff; margin-bottom: 14px; }
.news-form { display: flex; gap: 8px; margin-top: 10px; }
.news-form input { background: #0f2747; border-color: #1d3a63; color: #fff; }
.copyright { border-top: 1px solid #16304f; margin-top: 48px; padding: 22px 0; font-size: .85rem; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px; }

/* ===== Responsive ===== */
@media (max-width: 960px) {
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .split, .article-wrap { grid-template-columns: 1fr; }
  .hero-stats { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 760px) {
  .menu-toggle { display: block; }
  .nav-links {
    display: none; position: absolute; top: 72px; left: 0; right: 0; background: #fff;
    flex-direction: column; align-items: flex-start; padding: 20px 24px 26px; gap: 16px;
    border-bottom: 1px solid var(--line); box-shadow: var(--shadow);
  }
  .nav-links.open { display: flex; }
  .grid-2, .grid-3, .grid-4, .form .row, .footer-grid { grid-template-columns: 1fr; }
  .section { padding: 60px 0; }
  .hero { padding: 64px 0 56px; }
  .search { margin-left: 0; width: 100%; }
  .topbar .container { justify-content: center; text-align: center; }
}

/* ===== Finboric additions ===== */
.hero-stats strong { font-size: 1.6rem; }
.pills { display: flex; flex-wrap: wrap; gap: 12px; }
.pill { border: 1px solid var(--line); background: #fff; padding: 10px 20px; border-radius: 999px; font-size: .95rem; font-weight: 500; color: var(--navy); }

details.faq { border: 1px solid var(--line); border-radius: 8px; margin-bottom: 12px; background: #fff; }
details.faq summary { cursor: pointer; padding: 16px 20px; font-weight: 600; color: var(--navy); list-style: none; }
details.faq summary::-webkit-details-marker { display: none; }
details.faq summary::after { content: "+"; float: right; color: var(--teal); font-size: 1.3rem; line-height: 1; }
details.faq[open] summary::after { content: "\2013"; }
details.faq p { padding: 0 20px 18px; margin: 0; color: var(--muted); }

.svc { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; padding: 56px 0; border-bottom: 1px solid var(--line); align-items: start; scroll-margin-top: 90px; }
.svc:first-child { padding-top: 0; }
.svc:last-child { border-bottom: 0; padding-bottom: 0; }
.icon-lg { width: 60px; height: 60px; border-radius: 14px; background: #e6f4f4; display: grid; place-items: center; font-size: 1.8rem; margin-bottom: 18px; }
.ideal { color: var(--muted); margin-bottom: 22px; }

.legal { max-width: 820px; }
.legal h2 { font-size: 1.35rem; margin-top: 1.8em; }
.legal li { margin-bottom: 6px; }

.avatar { font-size: 1.5rem; }

@media (max-width: 960px) {
  .svc { grid-template-columns: 1fr; gap: 28px; padding: 44px 0; }
}